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When a financial institution provides a standardized financial product such as a mortgage, it is:________
a. reducing information costs.
b. reducing transaction costs.
c. spreading risk.
d. preventing fraud.

Answer :

When a financial institution supplies a standardized financial product such as a mortgage, it is: reducing transaction costs.

What is an institution that manages and accommodates a nation's finances?

A central bank is a financial institution that is accountable for overseeing the monetary system and policy of a nation or group of nations, controlling its money supply, and setting interest rates.

Who uses financial institutions?

Almost everyone maintains a protection or checking account, uses debit or credit cards, or needs a loan. Online banking is an electronic way to view account training and pay bills via the Internet and an institution's website.

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