People with type o-negative blood are referred to as universal donors, although if you give type o-negative blood to any patient you run the risk of a transfusion reaction due to certain antibodies present in the blood. however, any patient can receive a transfusion of o-negative red blood cells. only 9.4% of the american population have o-negative blood. if 12 people appear at random to give blood, what is the probability that at least one of them is a universal donor? (use 4 decimal places.)